Let’s explore how to switch bank accounts. Banks want you to feel locked in, and that switching bank account is incredibly difficult. In 2018 only 4% of Americans switched their bank account. I recently switched banks, and the great news is that it really is possible. We will go over …

Let’s explore the different types of credit cards in the USA There are 4 different credit card networks. They are American Express (Amex), Discover, Mastercard, and Visa. Each of these networks is linked to credit providers. These credit providers have different credit card offerings. By choosing a credit card offer …

There are many people in today’s society that have, for one reason or another, found themselves in massive financial difficulty. Especially since we all experienced reduced economic activity during the Covid-19 lockdown of 2020. Let’s explore What is the downside of refinancing your mortgage? According to Cision, in 2020 Refinance …

How much money should I save monthly? The quick answer is at least 20% of your income after tax deductions. This is the amount most often recommended by most financial experts. This recommendation is derived from a budgeting method called Fifty-Thirty-Twenty. The method is very simple to implement. You will …